X-Message-Number: 1208
Date: 19 Sep 92 03:46:09 EDT
From: Thomas Donaldson <>
Subject: Re: cryonics: #1198 - #1205

This is a question to Ralph Merkle re his comment that people who are 
terminal can get life insurance. I would be very interested indeed to know
where to go for that purpose --- while I may not, anymore, claim to be 
terminal, further life insurance seems to be beyond my reach. From anyone.
This worries me because with all the financial instability going on now, 
I really have no protection against any possibility that all my insurors
might go under. 

Since I was the one who suggested that recent life insurance be used as a
test, I would also point out that IF life insurance WERE available to
terminal people, then the conditions would be such that we could easily
exclude THAT variety of life insurance from consideration.

To Carlos I also have a question: just what laws or regulations forbid us
from using life insurance as one test of health? We ourselves are not 
putting ourselves out as sellers of life insurance. My own reading of the
law (NO, I'm not a lawyer) suggests that there are no laws or regulations
forbidding us from using life insurance as ONE test of entry. A physical
examination by doctors of our choice and paid for by the applicant would
allow not only those who were healthy and had (older) life insurance to
devote to cryonics, but also would cost them a good deal less than one
more life insurance policy --- if they chose to take that route.
				Best,
					Thomas Donaldson

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