X-Message-Number: 15443
Date: Wed, 24 Jan 2001 17:58:53 -0500
From: <>
Subject: which insurance companies have paid and which haven't?

I understand that it's typical to fund one's suspension with
proceeds from an insurance policy.

I also understand that there has been at least one case when
an insurance company refused payment because the insured had
misled it about his HIV status.

It would be useful, i think, for each cryonics organization to have a
list somewhere specifying which insurance companies have paid (and for
how many suspensions), which have denied payment (and perhaps for
general interest how many suspensions were not paid for by insurance).
So, for example, if a given organization had suspended 50 patients, it
would provide a list of 50 or fewer insurance companies which paid for
it, as well as a list, hopefully short, of companies which had refused.

Note that even if an insurance company is justified in denying
payment because of non-disclosure of HIV status or some other cause,
it would still be useful to know the identity of that company.
(For example, one would know that they don't test for HIV.)

Would there be any obstacles to doing this (aside from the aggravation
and staff time)?  [How much staff time would this kind of project
take?  This is not a rhetorical question.]

dan

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