X-Message-Number: 21255
Date: Mon, 24 Feb 2003 19:38:28 -0000
Subject: re: Mike Luckow's questions
From: <>

Mike  wrote:

>>
Should I get term insurance, whole life insurance, universal life insurance,
or some other kind of funding method?
>>

Ask Rudi Hoffman. He can give you the most info.

>>>
Is there a general consensus among the people in this group as to which type
is best?  Or let me put it another way: which type of insurance is preferred
by the majority of people here?  (Would term insurance even work?  What if I
die after the end of the term?)  Is there a good FAQ somewhere that
discusses the pros and cons of each type?  I've read bits and pieces of
information here and there, but I'm still confused about what I should do,
and insurance has been my main impediment for the last three years.
>>

Your age and health info is necessary to determine the answer here.

>>

Is there some kind of document or table which directly compares the two main
organizations in the US, Alcor and CI?  I've read some information about
both organizations, but it still isn't clear to me which one I should choose
to obtain the highest probability of successful suspension and resuscitation
(as estimated by factors like the organization's level of technology,
long-term financial stability, logistical capabilities of suspending a
patient rapidly, etc.).  I'd appreciate your advice about this.
(Incidentally, I live in the US.)
>>>

A couple of years ago I would have just said "Go with Alcor if you can afford 
it."  But CI has made some strides, I think.  Your own particular situation 
may determine the answer. How much money do you have available for standby? 
If not much, CI MAY be better.  That is just a guess.  Are you remotely 
located?  Again, CI may be better here if a mortician is nearby. Or maybe 
Alcor would be better if no mortician is nearby....

Myself, I plan to move to where Alcor is located....SOMEDAY.  But not real 
soon.

Perhaps more importantly, Alcor has historically seemed to be much more 
concerned with the quality of the cryopreservation, and has paid money for 
newer fluids, etc. That may be changing, however.  I think CI has had at 
least one patient doen by SA, Inc, which AFAIK, has access to the newer 
21cm.com protocols and fluids, etc.


You can read the cryonet archives to see many discussions from years ago 
comparing Alcor and CI. SOme of those comparisions may still be valid; some 
may not.


>>>
I've been subscribing to CryoNet for four years now but I'm still confused.
I wonder if there are many other people out there who are also stuck like
me.  I hope that I will be able to break out of this three-year rut soon.
>>>

Well, you might want to settle down and get with it. No such thing as a free 
lunch, etc. Help make it happen....

--randy

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