X-Message-Number: 22562 Date: Mon, 22 Sep 2003 12:03:37 -0400 From: Henry R Hirsch <> Subject: If you have life insurance, keep it. Those who have pointed out that whole life insurance is a bad investment are right. HOWEVER, the bad investment part all takes place in the first few years. After that the policy becomes a good investment for the rest of your life. You reach a point at which the cash value of the policy increases annually more than the premium you pay. Also, if you use the dividends on a mutual policy to buy paid-up insurance, the face value (death benefit) increases more than the premium. So, if your policy has been in force for a number of years, don't drop it. Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=22562