X-Message-Number: 33163 References: <> From: Gerald Monroe <> Date: Thu, 30 Dec 2010 04:16:06 -0600 Subject: Re: CryoNet #33157 - #33161 --0015175ce0867d9f4d04989dfa96 As Rudy Hoffman will attest, if grandfathering were eliminated (at least prospectively) there are ways for new members to deal with it. One way is through a paid up addition rider. Under this rider, a portion of the annual premium is used to purchase a paid up addition that increases the death benefit each year. The paid up addition can be sized so that the death benefit grows fast enough to beat likely inflation. Can you buy such a rider today? --0015175ce0867d9f4d04989dfa96 Content-Type: text/html; charset=ISO-8859-1 [ AUTOMATICALLY SKIPPING HTML ENCODING! ] Rate This Message: http://www.cryonet.org/cgi-bin/rate.cgi?msg=33163