X-Message-Number: 8698
Date: Sun, 26 Oct 1997 12:33:24 +0100
From: John de Rivaz <>
Subject: Re: Term Insurance

I think you can get reducing terms insurance, ie the sum assured decreases 
with time. This could be useful if cheaper, as you are making up the 
difference with your savings.

Cryonics can only succeed with advancing technology. Therefore investment 
with monmthly payments into in a good technology based mutual fund is a good 
idea. In times of bad market performance, you monthly payment buys more 
units, and you benefit on the upswings.

If cryonics is to succeed, then technology growth will continue and this 
will be reflected in the price of your units. If you put as much as you can 
in during the first few years you will probably be able to abandon the term 
policy before the end of the term as your technology investment will have  
reached the sum required. Consult with your cryonics provider as to how to 
make the mutual fund investment suitable for suspension funding. They will 
probably suggest a joint account or using a trust.

-- 
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